Monday, March 9, 2009

You stay classy, Buffalo




At least they only signed him for one year.

Thursday, March 5, 2009

For what it's worth....


...here is my opinion on the sports topics of the day. To clarify, I am as un-athletic as they come, but I watch a lot of sports and listen to lost of sports talk. Disclaimer: Most of my facts/understanding of football terminology is probably erroneous. I'm no journalist. But I enjoy talking about sports, and felt like weighing in. What else is a blog for?

First of all, I would like to address the Terrell Owens situation. The facts are that he has just been released by the Dallas Cowboys one year into a four year contract, which means that the Cowboys can no longer use the 9 million left on that contract to pay another player. Silly? Maybe. Terrell Owens is an incredible football player and leads the league in touchdown receptions in a career. He also has put himself in a situation where no one will throw him any passes so that he can make more touchdown receptions. Tony Romo, Jeff Garcia, and Donovan McNabb - all great quarterbacks - are on the list of people who will never throw to #81. The issue? No, not TO's ridiculous off-the-field lifestyle or outrageous comments to the media, but the fact that he can't handle sharing the spotlight. His latest issue is with tight end Jason Witten, whom he suspects has been secretly meeting with Tony Romo to create plays that exclude Owens. This claim has spilled over into discontent among other players, concern among the coaching staff, and enough locker-room drama that even Cowboys owner Jerry Jones is willing to eat his words and send Terrell Owens back into the world of un-signed receivers. This might be a terrible thing to say, but I really hope no one takes on TO for 2009. I think it is important to show that unlike many professional sports, the NFL is not willing to sacrifice the quality of the team in order to let a superstar have his show.
Secondly, and this is just something I noticed on Mike & Mike this morning, the NFL needs to keep the salary cap. This past year, a collective bargaining agreement was not reached between the NFL players union and the organization, which means (I think) that in 2010, it's sort of a free-for-all. Right now, the salary cap in the NFL provides a sense of equality among all teams because even if you have more money, you can't use it to recruit players over a certain amount. Then I saw this about baseball's recent salary spending:
The New York Yankees budgeted $441 million for this year to sign 5 PLAYERS. The next closest team spent about $127 million dollars for 8 players. Is it any wonder that the Yankees are the "winningest" franchise in baseball history where World Championships are concerned?
Based on this, in my honest opinion, the NFL needs to keep the salary cap. Also, selfishly, I love my Steelers, and the Rooneys are notoriously frugal. On the other hand, you can afford to be frugal when you build your team through the draft!
This whole post probably bored many of you. But I had fun writing it. ;)

Wednesday, March 4, 2009

I'm Weird


I just finished the Financial Peace University course offered at my church, and created by Dave Ramsey, financial guru. Mostly Dave Ramsey reminds me of my Dad because he won't let you spend any money. (Just kidding, Dad!) But seriously, I enjoyed this course because it made me think more about how I manage God's money when it's in my wallet. In the final lesson, The Great Misunderstanding, it really was made clear to me that money is not, was not, and never will be mine. I simply use it to glorify God and to do his work. Throughout high school and college, my schools and churches have all had different ways to manage money and to budget. What I like about the Dave Ramsey one is that it balances out the necessity of saving money and having it for important things like college tuition and retirement, it's also very clear in saying that unless you are giving money away, it is a detriment to you. So having money is not bad, but "the love of money is at the root of all kinds of evil". I think it has really put a lot of things in perspective for me, and I really want to take the class again sometime to better understand the details!
For all of you who are unfamiliar with Financial Peace University, I'm including the 7 Baby Steps to Financial Peace. Here they are:

1. Have $1000 in the bank for an "emergency fund"
2. Develop a debt snowball (pay off debts!)
3. Save 3-6 months of expenses
4. Invest 15% of your income
5. Save for college tuition
6. Pay off your house early
7. Build wealth and give it away

Since I don't have kids or a house, I only have 5 baby steps right now. :) Whew! I highly encourage anyone to take this class - it seems impossible to do, but it's not when it's all broken down this way.

Thursday, February 26, 2009

Early Riser


I love waking up early. No, let me be clear: I love being awake early! Waking up is the pits. But being up, hitting the gym, showering & getting ready, walking my dog, watching ESPN, spending quiet time, eating breakfast, packing a lunch, and drinking tea are all things I get done between about 6:50 and 9 am. Today, I also read the paper! Of course, to be able to wake up, I've been going to bed a bit earlier, or at least "closing up shop" earlier. I turn the TV off by about 8:30 pm, then wash my dishes, run the dishwasher, wipe down the counters, switch over the laundry, let the dog out, fill the humidifier, get my glass of water, and then curl up into bed with a good book. I find that I am just a better organized person with an early night and an early morning, and I like the personnel at the Y early in the morning rather than the 5 o'clock crowd (mostly scantily dressed high-schoolers).
Anyway, my mornings make me feel refreshed and ready to take on the day because I don't spend all my time thinking about what I have to do when I get home or how overwhelmed I will be after I am done with small group or class and still have to clean up the house! Now when I get home from my various activities, I get to relax and enjoy my time.
If you're feeling stressed and overwhelmed, I suggest early to bed and early to rise, even just for a few weeks. :)

Tuesday, February 24, 2009

Lent

I'm doing two things for lent, and "giving up" something isn't directly involved. But it will happen indirectly. I understand the purpose behind the "giving up" in order to represent the suffering of Christ for 40 days in the desert. But I've been thinking of things I could give up, and most of them are things that I am not heavily reliant on anyway (television, internet, junk food, reading). I have what you might call "built in moderation" because I am busy in many ways. But I have decided that in the same spirit, I'm going to adopt two things that will be a struggle for me, but that will ultimately be a joy.
1) Drink water. I don't like it. It tastes like nothing. I drink it when I go to the gym, or if it's really hot outside, but I mostly stick with juice or tea or milk. But I know that water is good for me, and I notice immediately when I start drinking a good 64 ounces a day that I have prettier skin, more energy, and I feel healthier. So I've got my pink nalgene all filled with agua, and it's off we go.

2) Live on a Dave Ramsey approved budget. I have had a "budget" in the past, but mostly it involved not spending too much money and having plenty left over at the end of the month. Dave advises a zero-balance budget, because "mystery unused money" lying in a checking account gets spent on junk. So I've balanced my budget precisely to the penny, I've got my envelopes all ready.

Balancing my budget out was actually surprising. I sat down with my calculator, bank statements, and Monthly Cash-Flow plan(from daveramsey.com) and figured out where I was spending too much and where I wasn't spending enough (can you say "giving" and "savings"?). I was spending very little on food, which I was sure would be the culprit. I actually increased my food budget significantly and tithed fully as well as saved 10% of my income, while paying off my school loans a little extra each month, and still came up with extra cash. That goes in the "blow money" which sounds like drug money, but really just means it's money that's there for my "Just in Case" moments. ;)

Anyway, I think both things will be like "giving up" things, but really adopting things that I know God is calling me to. I'll try to keep everyone updated. :)

Friday, February 20, 2009

Who knew?



To the right is a fennel bulb.



Below is "sweet anise".

I needed fennel bulb, but it was labeled "Anise". I thought, "There's no way that can be anise, I've seen it before, and it's star-shaped and grows on a bush!" I even picked up the bulb and smelled it to check, but I was wary, so I didn't take it home. Turns out that many produce vendors mislabel fennel as "Sweet Anise" because of its mild licorice taste, but that it is, indeed, fennel.

Who knew?

Monday, February 9, 2009

Sixburgh


This is one of my favorite photos from Super Bowl XLIII. I watched the game over at Hot Metal Church in the South Side, and it was wild. My parents even drove up from Florida to watch the game in da 'Burgh - and it was worth every minute of the tedious drive! The church recently acquired a new building - formerly a bar - so it had the feel of watching at a bar without all the drinking. The place went nuts from the moment the guys came onto the field until the final turnover with 14 seconds remaining. I spent the last 3 minutes of that game in a true panic - which was nothing compared to one of the boys at the church who had to walk back and forth, in and out of the room. But I should have known that Big Ben would carry us through! It certainly was a Super Bowl to remember - and I sure will remember it, judging by all the Steelers memorabilia I am suckered into on a daily basis. Don't worry - I'm not too crazy, but I did just get a shirt that says, "got six?" on the front and "da burgh does" on the back.
Anyway, I really like winning the Super Bowl because it means that there's Steelers talk all off-season, wondering about the draft, and the future of the team. Plus, the game has been re-aired three times so far, with a fourth on Thursday night, so it's almost like the season hasn't ended. Mike & Mike bring up the team at least once daily, and usually more.
I can't wait until it's out on DVD! And I wonder if they'll include it on the "America's Game" list soon?